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WE ARE 40 MINUTES FROM THE DARTFORD TUNNEL 1HOUR FROM LONDON AND 5 MINUTES FROM THE SEA |
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BOAT INSURANCE MARINE INSURANCEFOR A REALLY CHEAP INSTANT ONLINE QUOTE |
FOR Rib Boat INSTANT QUOTES |
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FOR MOTOR Speed Boat / Rib Boat INSTANT QUOTES |
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About Noble Boat insurance services
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Norwich Union – Pleasure Craft Policy Summary |
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Summary of cover This is a summary of the pleasure craft insurance policy provided by Noble Boat (Underwriting Agencies) Ltd. It does not contain the full policy terms and conditions. These can be found in the policy booklet. It is important that you read the policy booklet carefully and understand the cover being offered. Name of the insurance undertaking The insurer for all sections of this policy is Aviva Insurance Limited, trading as Norwich Union. Type of insurance and cover Your Norwich Union Pleasure Craft policy is a multi-section insurance policy. It protects your Speed Boat / Rib Boat and your liability to other people, including passengers in your Speed Boat / Rib Boat. The insurance protection applies while your Speed Boat / Rib Boat is either in commission or when laid up, provided that it is within the cruising limits you have chosen. Section 1 Loss/damage – see Loss/Damage section of your policy booklet for details Significant features and benefits You are insured for · The policy is on an all risks basis, written in Plain English. · Accidental loss or damage to your Speed Boat / Rib Boat, including any outboard motors, trailers or other gear and equipment. · New for old cover on craft up to three years in age. · Full cover for damage to masts, sails and the like, (provided they are less than three years old). · Theft of your gear and equipment from either your Speed Boat / Rib Boat, or place of storage (as long as there is forcible entry or it is forcibly removed). · Outboard motors dropping off or falling overboard, as long as the engine was secured by a suitable safety chain or strap. · Automatic cover for sailing craft whilst racing. · Cover for physical loss or damage to vessels up to 9m in length whilst in transit. · Cover for damage to underwater machinery i.e. propeller, rudder etc. · Cover for salvage costs, as well as sue and labour charges and removal of wreck. Significant or unusual exclusions or limitations You are not insured for · Theft of outboard motors, whilst fitted to the vessel, unless secured with an anti theft device in addition to the normal method of attachment or stolen from a locked building. · Theft of your trailer and any insured property on it, unless the trailer is fitted with a suitable anti theft device. · Wear and tear and corrosion. · Theft, loss or damage to personal belongings, or special equipment (unless they are specified to us). · Loss or damage to motors, machinery, equipment or batteries caused by mechanical or electrical breakdown or failure. · The excess shown in your policy schedule (except if your Speed Boat / Rib Boat is a total loss). · Loss or damage to a speedSpeed Boat / Rib Boat which is less than 5 metres in length and arising from it being sunk, stranded, swamped, immersed or breaking adrift whilst left afloat and with no responsible able-bodied adult on board. Section 2 Liabilities to Third Parties and Passengers – see Third Party Liability section of your policy booklet for details Significant features and benefits · We will cover your legal liability following an insured incident in respect of damaged property, loss of life, personal injury or illness. |
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Marine Boat Insurance covers the loss or damage of ships, cargo, terminals, and any transport or property by which cargo is transferred, acquired, or held between the points of origin and final destination. Cargo insurance--discussed here--is a sub-branch of marine insurance, though Marine also includes Onshore and Offshore exposed property (container terminals, ports, oil platforms, pipelines); Hull; Marine Casualty; and Marine Liability Origins of Formal Boat InsuranceThe modern origins of Boat insurance law were in the law merchant, with the establishment in England in 1601 of a specialised chamber of assurance separate from the other Courts. Lord Mansfield, Lord Chief Justice in the mid-eighteenth century, began the merging of law merchant and common law principles. The establishment of Lloyds of London, competitor insurance companies, a developing infrastructure of specialists (such as shipbrokers, admiralty lawyers, and bankers), and the growth of the British Empire gave English law a prominence in this area which it largely maintains and forms the basis of almost all modern practice. The growth of the London insurance market led to the standardisation of policies and judicial precedent further developed Boat insurance law. In 1906 the Boat Insurance Act was passed which codified the previous common law; it is both an extremely thorough and concise piece of work. Although the title of the Act refers to Boat insurance, the general principles have been applied to all non-life insurance. In the 19th. century, Lloyd's and the Institute of London Underwriters (a grouping of London company insurers) developed between them standardised clauses for the use of Boat insurance, and these have been maintained since. These are known as the Institute Clauses because the Institute covered the cost of their publication. Within the overall guidance of the Boat Insurance Act and the Institute Clauses parties retain a considerable freedom to contract between themselves. Boat insurance is the oldest type of insurance. Out of it grew non-Boat insurance and reinsurance. It traditionally formed the majority of business underwritten at Lloyd's. Nowadays, Boat insurance is often grouped with Aviation and Transit (ie. cargo) risks, and in this form is known by the acronym 'MAT'. Specialist PoliciesVarious types of specialist policy exist, including:
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A rigid inflatable boat ( Rib Boat ) or rigid hulled inflatable boat, ( RHIB ) is a light-weight but high performance and high capacity boat constructed with a solid, shaped hull and flexible tubes at the gunwale. The design is stable and seaworthy. The inflatable collar means that buoyancy is not lost if a large quantity of water is shipped aboard. The Rib Boat is a development of the inflatable boat General characteristics Rib Boat's are commonly 4 to 7 metres (13 to 24 ft) long, although they can range in length between 2.5 and 18 metres (7.5 and 55 ft). A Rib Boat is often propelled by one or more outboard motors or an inboard motor turning a water jet or z-drive. Generally the power of the motors is in the range of 5 to 500 horse power (4 to 400 kW). Performance Rib Boat's are generally designed with hydroplaning hulls. Due to their low weight Rib Boats often out-perform other similarly sized and powered boats, and can also cope with rougher seas. Rib Boat Construction Hull
As a material for building tubes, polyvinylchloride (PVC) has the disadvantage of lacking flexibility. To make it supple, an additive is used with the polymer. This additive vaporises as the material ages, making the PVC brittle and allowing it to crack easily. A PVC tube is the cheapest option and lasts approximately five years.
Tubes made of polyurethane (PU) are difficult to manufacture and hard to repair. PU has the great advantage of being very tough, it can be made knife-proof or bulletproof. Unfortunately to make PU airtight, it has to be used in layers, combined with neoprene. The biggest disadvantage with PU is that it ages quickly: thermal and mechanical wear-and-tear and exposure to ultraviolet-light are problems. A high quality PU-made tube lasts 10 to 15 years.
Tubes made of Hypalon are easy to manufacture and can be repaired with simple puncture repair kits.
History The combination of rigid hull and large inflatable buoyancy tubes seems to have been first introduced in 1967 by Tony and Edward Lee-Elliott and patented by Admiral Hoare in 1969 after research and development at Atlantic College in Wales. Rib Boats then were introduced for the first time as lifeboats on the Solent, England in 1970. After the Zodiac patent on the inflatable boat expired, the Rib Boat business boomed. Today there are about a thousand manufacturers of Rib Boats and inflatables. Some of the most common brands known worldwide are Zodiac, Walker Bay, Avon, |
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JET SKI MAINTAINCE |
INFLATABLE TOW RINGS |
LIFEJACKETS WETSUITS |
CLOTHING |
RADIO & NAVIGATION |
NAVIGATION EQUIPMENT |
INFORMATION & HELP |
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SeaDoo SP Parts |
